You deserve to be rich Step into your power and claim your financial future

Rashad Bilal

Book - 2025

"A revolutionary playbook for achieving financial freedom within a broken system, from the founders of the explosively popular educational platform Earn Your Leisure Growing up as best friends in New York, Troy Millings and Rashad Bilal witnessed both the boundless creativity of young Black men and the systemic barriers that too often kept them from turning that ingenuity and hustle into lasting wealth. It became their mission to level the playing field. So they joined forces on a podcast, mixing "barbershop conversations with Wall Street," that would eventually draw tens of millions of fans, garnering the attention of celebrity moguls from Tyler Perry to Barbara Corcoran. Now, for the first time, Bilal and Millings reveal th...eir blueprint for financial freedom: earning enough passive and residual income to control your time, working conditions, and lifestyle. The key is to see money as a strategic tool for wealth development rather than an end in and of itself. You Deserve to Be Rich breaks down strategies for: Understanding the psychological toll of growing up living paycheck to paycheck, healing from financial trauma, and reframing your relationship with money Exploring income-building strategies outside of your 9-5, from long-term and short-term investing in often-overlooked sectors to side hustles with passive income potential Mastering the complexities of the tax and insurance systems and identifying the (legal) loopholes you need to maximize wealth Navigating the family expectations that can complicate financial planning and finding sustainable ways to support your community In their signature style, Bilal and Millings funnel finance, investing, and entrepreneurial lessons through the language of pop culture, with chapter titles drawn from hip-hop lyrics and quotes from TV shows-a first-of-its-kind playbook for beating the proverbial money game, whether you grew up knowing the rules or not"--

Saved in:
1 copy ordered
Subjects
Published
New York : Crown Currency [2025]
Language
English
Main Author
Rashad Bilal (author)
Other Authors
Troy Millings (author)
Edition
First edition
Physical Description
pages cm
Bibliography
Includes bibliographical references and index.
ISBN
9780593728192
  • Introduction: the American dream remixed
  • A side (shifting your mindset)
  • How much do I need?
  • Dealing with financial trauma
  • Creating annual and monthly budgets
  • Paying the other tax
  • B side (building wealth)
  • The keys to the kingdom
  • The EYL investment blueprint
  • Risky business
  • Entrepreneurship: (a beautiful struggle)
  • Love and money
  • Legacy, legacy, legacy
  • What to do with your first million
  • EYL in a year
  • Conclusion: loaded bases.
Review by Publisher's Weekly Review

"For too many people in Black and Brown communities, hard work alone isn't enough" to achieve financial security, according to this practical debut manual. Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth: "Increase your income. Lower your expenses. Invest the difference." Outlining investment options tailored to different risk levels, the authors suggest that the risk averse should stick with bonds and CDs, while those with a higher tolerance might purchase shares of individual companies or real estate. For those who choose real estate, the authors detail how to select the right property and finance its purchase with a conventional, hard-money, or home equity loan. Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. For instance, they note that "discriminatory housing policies have kept Black families from getting the credit and loans that serve as the backbone of financial stability" and propose sharing 10% of one's annual income with religious institutions or loved ones, writing that "for those of us who come from marginalized families and communities, there will always be a need." Buoyed by the authors' can-do spirit ("If you can see it, you can have it"), this stands out in the crowded field of personal finance guides. Agent: Albert Lee, UTA. (Jan.)

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