Spending money Budgets, credit cards, scams ... and much more!

Jessica Cohn

Book - 2024

"A series to build strong financial habits early on in life! How can I make money? What is inflation? What is the difference between a debit card and a credit card? Economics--and more specifically, money--play such a large role in our lives. Yet there are many mysteries and misconceptions surrounding the basic concepts of finance and smart money management. This A True Book series offers students the know-how they'll need to start on the road to financial literacy-a crucial skill for today's world. Interesting information is presented in a fun, friendly way--and in the simplest terms possible--which will enable students to build strong financial habits early on in life. Understanding how to make a budget, how credit cards wo...rk, and how to avoid scams are just three critical financial literacy skills that all kids should have. Did you know that the first credit card was introduced in 1950? Or that American consumers lost more than $5 billion to frauds in 2021? Learn all this and more in Spending Money--a book that gives kids the confidence and know-how they need to manage their finances"--

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Subjects
Genres
Juvenile works
Published
New York, NY : Scholastic, Inc 2024.
Language
English
Main Author
Jessica Cohn (author)
Edition
First edition
Physical Description
pages ; cm
Audience
Ages 8-10.
Grades 4-6.
880L
Bibliography
Includes bibliographical references and index.
ISBN
9781339004938
9781339004945
  • Introduction
  • Our shared economy: How does our spending affect the economy?
  • Managing spending: What goes into an effective budget?
  • Paying for what you need: What are different spending options and how do they work?
  • The big truth: What is the cost of credit? : Why does buying on credit make spending more expensive?
  • Safe spending : How can people safeguard their money?
Review by School Library Journal Review

Gr 3--5--This series offers young readers an accessible yet comprehensive exploration of money and the economy. Each title opens with a true-false setup, prompting engagement. The series covers crucial concepts such as budgeting, types of payment, inflation, taxes, credit, and the economy. Terms children are likely to have heard from adults are explained. The author asks readers to critically evaluate newspaper cartoons, answer questions, and participate in activities such as making a business budget and comparing grocery store prices. Each title includes resources, a glossary, and an index. VERDICT Children will leave these titles with a greater understanding of family budgets and financial literacy. Highly recommended.

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