Never pay the first bill And other ways to fight the health care system and win
Book - 2021
"From award-winning ProPublica reporter Marshall Allen, a primer for anyone who wants to fight the predatory health care system--and win. Every year, millions of Americans are overcharged and underserved while the health care industry makes record profits. We know something is wrong, but the layers of bureaucracy designed to discourage complaints make pushing back seem impossible. At least, this is what the health care power players want you to think. Never Pay the First Bill is the guerilla guide to health care the American people and employers need. Drawing on 15 years of investigating the health care industry, reporter Marshall Allen shows how companies and individuals have managed to force medical providers to play fair, and shows ...how you can, too. He reveals the industry's pressure points and how companies and individuals have fought overbilling, price gouging, insurance denials, and more to get the care they deserve. Laying out a practical plan for protecting yourself against the system's predatory practices, Allen offers the inspiration you need and tried-and-true strategies such as: analyze and contest your medical bills, so you don't pay more than you should; obtain the billing codes for a procedure in advance; write in an appropriate treatment clause before signing financial documents; get your way by suing in small claims court. Few politicians and CEOs have been willing to stand up to the medical industry. It is up to the American people to equip ourselves to fight back for the sake of our families--and everyone else"--
- Subjects
- Genres
- Instructional and educational works
- Published
-
[New York] :
Portfolio/Penguin
[2021]
- Language
- English
- Main Author
- Physical Description
- xx, 265 pages ; 22 cm
- Bibliography
- Includes bibliographical references (pages 235-251) and index.
- ISBN
- 9780593190005
- Introduction: My Mom and Dad's Health Care Battle
- Part I. Fighting Back
- 1. The Five Hidden Reasons You Should Fight Back
- 2. Never Pay the First Bill
- 3. The Insurance Warrior's Guide to Winning Your Appeal
- 4. How to Handle Medical Debt Collectors
- 5. Sue Them in Small Claims Court
- Part II. Avoiding the Need to Fight
- 6. How to Avoid Treatment You Don't Need
- 7. Protect Yourself from Price Gouging
- 8. You Might Save Money by Not Using Your Insurance
- Part III. Employer Section
- 9. The Conflict of Interest Undermining Employers' Purchase of Health Benefits
- 10. The Buyer Sets the Price
- 11. Check Your Receipts. You Might Be a Victim of Fraud.
- Conclusion Standing Up to Bullies
- Acknowledgments
- Appendix A.
- Appendix B.
- Appendix C.
- Notes
- Index
- About the Author