Credit repair

Book - 1996

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332.743/Nolo 2022
2022: 1 / 1 copies available
Location Call Number   Status
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Subjects
Genres
Handbooks and manuals
Law for laypersons
Published
Berkeley, CA : Nolo 1996-
Language
English
Physical Description
volumes : illustrations, forms ; 23 cm
Bibliography
Includes index.
ISBN
9781413329995
  • Your Credit Repair Companion
  • 1. The Elements of Repairing Credit
  • 2. Credit Reports and Credit Scores: The Nuts and Bolts
  • How Creditors Evaluate Your Creditworthiness
  • Credit Reports and Credit Scores: What Are the Differences?
  • Your Credit Reports
  • Getting Your Credit Reports
  • What Is in a Credit Report?
  • Investigative Reports
  • Who Can Look at Your Credit Report
  • Your Credit Score: What It Is and Why It Matters
  • How Credit Scores Are Calculated
  • What Credit Score Do You Need to Get Credit?
  • Getting Your Credit Score
  • 3. The First Step to a Better Credit Score-Cleaning Up Your Credit Report
  • Common Errors in Credit Reports
  • Your Right to an Accurate Credit Report
  • Review Your Report for Errors and Incomplete or Prohibited Information
  • Dispute Incomplete and Inaccurate Information
  • Add an Explanatory Statement to Your Credit File
  • Add Positive Information to Your Credit Report
  • Check Your Credit Reports Often
  • Avoid Credit Repair Clinics
  • 4. Assess Your Financial Situation
  • How to Assess Your Financial Situation
  • Determining Your Credit Repair Options Based on Your Financial Situation
  • 5. Reducing Current Expenses and Debts
  • Cutting Expenses
  • Reducing Current Debt Obligations
  • Reducing Mortgage Debt
  • Filing for Bankruptcy
  • 6. Finding Money to Pay Your Debts
  • Ways to Raise Money
  • Options to Avoid
  • 7. Negotiating With Creditors and Debt Collectors
  • Prepare a Plan
  • Negotiating With Creditors and Debt Collectors
  • Dealing With Debt Collectors
  • Tax Consequences of Forgiven Loans
  • 8. Getting Help Negotiating and Managing Debts
  • Avoid Most Debt Relief Services
  • How Does a Debt Management Plan Work?
  • Debt Management Plans vs. Chapter 13 Bankruptcy
  • Choosing a Good Credit Counseling Organization
  • After You've Chosen an Agency, Monitor Your Plan
  • 9. Building Positive Credit History
  • First Steps to Rebuilding Credit
  • Ways to Improve Your Credit History Without Getting New Credit
  • Next Step to Rebuilding Credit-Getting New Credit
  • Putting It All Together: Preventing Future Financial Problems
  • Be on Guard for Credit Discrimination
  • 10. Choosing and Using Credit Cards
  • Choosing Credit Cards
  • Using Credit Cards: How to Protect Yourself
  • 11. Avoiding and Dealing With Identity Theft
  • The Crime of Identity Theft: The Scope of the Problem
  • What's in a Stolen Name?
  • How Can an Identity Be Stolen?
  • How to Protect Yourself
  • Protecting Your Social Security Number
  • If Your Identity Is Stolen
  • Identity Theft Protection Products and Insurance
  • Appendixes
  • A. Resources
  • Debtors Anonymous
  • Nolo Publications
  • Other Publications
  • Online Resources
  • Where to Complain: Federal Agencies
  • State Consumer Protection Agencies
  • B. Additional State Protections Concerning Credit Repair Clinics
  • C. How to Use the Downloadable Forms on Nolo.com
  • Editing RTFs
  • Downloadable Forms Available on the Nolo Website
  • Index